Getting a mortgage in the UAE is possible for most people, including UAE Nationals, UAE Residents (expats living in UAE), and non-residents. The process, particularly rates and terms, will differ depending on your residency status.

Getting a pre-approval is the natural first step to getting a mortgage in the UAE. Having a pre-approval document is super beneficial when viewing properties as both real estate agents and sellers will consider you a serious buyer. Additionally, securing a pre-approval before finalizing the property will aid in completing your mortgage process quickly.

While going directly to a lender certainly has its advantages, we have good relationships with, and excellent knowledge of, a large number of lenders. The benefit of this is that you’ll get a broader understanding of the kinds of deals that might work for you, instead of being limited to multiple products of just one lender.

The minimum downpayment starts from 15% of the property price, depending on your profile and the property's value.

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